Why Cash Instinct exists
Details about a single offer are often spread across several places: the official page, program terms, FAQs, account screens and public discussions. Cash Instinct organizes the useful pieces into guides that are easier to consult and grounded in the Canadian context.
The goal is not to replace official terms. It is to highlight what deserves attention before a sign-up, purchase or payment so readers can avoid preventable surprises.
Cash Instinct is focused on Canada, but some of the programs it covers are also offered in other countries, notably the United States and Europe. When a guide’s offer also works outside Canada, the guide says so, and offers open to U.S. residents are gathered on the U.S. offers page.
How the guides are prepared
- Official program pages and terms are prioritized.
- Limitations, exclusions, deadlines and eligibility rules are actively checked and explained.
- Screenshots, examples or FAQs are added when they provide evidence or make a process easier to understand.
- Relevant sources and verification dates are made visible in the guides.
Documentation and personal experience
Not every program featured on Cash Instinct has been personally tested. First-hand experience is identified clearly when it exists. Otherwise, the guide is presented as documented research based on the sources available.
This distinction separates personal observations from rules published by a provider.
Tools and original work
Cash Instinct does more than list offers. The site also develops resources designed to support a decision or calculation:
- the points value calculator;
- Internet provider comparisons;
- step-by-step guides based on real sign-up and usage flows.
Cash Instinct elsewhere on the web
You can also find Cash Instinct's listings and referral codes on these platforms:
Affiliation and independence
Some links are referral or affiliate links. Using one may allow Cash Instinct to receive a reward at no extra cost to the reader.
An affiliation does not prevent the site from presenting unfavourable terms, limitations, exclusions or a program suspension. A paused offer must not be presented as active.
Offers and updates
Amounts, eligibility rules and timelines can change. Before signing up, check the verification date shown in the guide and confirm the current terms on the program’s official website.