Cash Instinct
Canadian tool · Home Internet

Canada home Internet cost calculator: compare the real price

Compare two offers using your own numbers. Choose 12, 24 or 36 months, or enter any other real deadline from 1 to 120 months.

Why are no prices prefilled? Rates, credits and fees depend on the provider, address and date. Enter the amounts shown in your order flow to keep the result verifiable and keep this tool evergreen.

Compare your two plans

The calculator compares cost only. Enter the actual monthly amount billed, including equipment, with the promotion and post-promotion rate when needed, then add one-time fees and credits or gift cards.

From 1 to 120 months.

Plan A

0 = permanent or current price.

Account credit or gift card, subtracted once if eligible.

Plan B

0 = permanent or current price.

Account credit or gift card, subtracted once if eligible.

Enter both monthly prices to begin.

A monthly price is not the whole story

A 24-month promotion, a permanent price and a gift card cannot be compared correctly in one price column. The engine keeps each element separate, then calculates net cost over the deadline you choose.

promotional months × promotional price + remaining months × regular price + one-time fees − credits

Important: net cost can be negative when the credit you enter exceeds the costs during the modeled period. That means the model contains more credits than charges; it is not a promise of payment.

Four steps to a more useful comparison

1. Copy the offers

Record the promotional or current price, promotional length, post-promotion rate and one-time fees. Enter the actual monthly amount billed, including equipment.

2. Keep credits separate

Enter a gift card, account credit or one-time discount in its own field only after checking eligibility and when it is applied. Some provider rewards also have their own redemption rules; the TELUS Rewards guide explains how TELUS points and redemption options work.

3. Choose your deadline

The 12, 24 and 36-month buttons are shortcuts. A custom period can match a move, the end of a promotion or another real deadline.

What official sources help you verify

The CRTC Internet Code explains how to present promotional and post-promotion prices, as well as one-time fees. The values shown in the calculator come from your own contracts, carts and checks; the calculator does not prefill provider rates.

These sources do not say which plan is best for you. They support the tool's structure and its separation between monthly price, one-time fees and credits.

About the calculator

What calculation does it use?
Total cost is promotional months multiplied by the promotional price, plus remaining months multiplied by the regular price, plus one-time fees, minus credits or gift cards. Effective monthly cost is the total divided by the selected duration.
Why keep credits or gift cards separate from the monthly price?
A credit or gift card is a one-time benefit with its own conditions; it is not a permanent reduction in the monthly price. The separate field makes its effect visible and lets you remove it if eligibility is not confirmed.
Should I enter taxes in the calculator?
The calculator does not determine taxes. Enter comparable amounts according to how the offers display their prices, then verify the total and fees in the provider's contract or critical information summary.
What does post-promotion price mean?
It is the monthly price used after the promotional period. If promotion length is 0, the field is not used and the promotional or current price is used. For a promotion, leave it blank when the rate does not change or enter the regular rate when it differs.
Does this tool recommend a provider?
No. It compares the values you enter and assigns no arbitrary score. Speed, upload, technology, availability, service and offer conditions still need to be checked for your address; use the comparison guides and the FTTH, HFC and FTTN guide for technical context.